1/6/2023 0 Comments Amb chrg incl gstIf the shortfall is 50 per cent or less of the MAB, then the bank will charge Rs 50 plus service tax. In metropolitan areas, there will be a charge of Rs 100 plus service tax, if the balance falls below 75 per cent of the MAB of Rs 5,000. 300/-2 more rows How do I know my AMB HDFC? What is AMB charges in HDFC Bank?īalance Non-Maintenance Charges*AMB Slabs (in Rs.)Metro UrbanSemi Urbanx26gt 5,000 to x26lt 7,500Rs. In other words, the lender levies certain penalty charges payable from the customer for failing to ensure sufficient average monthly balance (AMB). What are AMB charges in bank?Īverage Monthly Balance Why is AMB charged? 2018, the requirement of Average Monthly Balance(AMB) and Penalty for non-maintenance of AMB has been revised as under. Guidelines on Average Monthly Balance in Savings Bank Accounts: Wef. The minimum balance limit in case of HDFC Bank is Rs 10,000 for urban branches and Rs 5,000 for semi-urban branches. With service Tax and other cess, the amount is more than Rs 600. What happens if I dont maintain minimum balance in HDFC?įor savings account in metro cities, HDFC Bank may charge you as much as 600 rupees for not maintaining the minimum balance.
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